Experienced & Knowledgeable Medicaid Planning Attorney in New York
Many people confuse Medicare and Medicaid. These programs are very different, as Medicare is run completely by the federal government and Medicaid is administered by each individual state. The most important difference is that Medicaid has financial requirements and limitations, and you need an experienced attorney to help you determine whether you qualify and how to obtain those benefits.
Contact my office via e-mail or call me today at 877-633-1119 to discuss your Medicaid elibility and how to plan for those benefits in the future. The Law Offices of Andrea Lowenthal, PLLC, has extensive experience in Medicaid planning issues and can help you plan appropriately.
Medicaid Benefits - Financial Restrictions and Limitations
The Medicare and Medicaid programs are very complex. In general terms, although Medicare will cover certain hospitalization for a limited period of time, it does not cover care in a chronic care facility (nursing home) when that care is "custodial" or "personal".
Custodial or personal care generally refers to assistance with "activities of daily living" ("ADLs"), which include:
- Bathing
- Eating
- Dressing
- Toileting
-
Transferring
High Costs of Nursing Home Care
The cost of a nursing home stay varies by region across New York State, with New York City having the highest average rate. The annual cost of a nursing home can as high as $100,000 or more depending on the region, a sum that would very quickly exhaust the assets of many people.
Planning for the financial strain of chronic care does not have to mean that you or a loved one will necessarily enter a nursing home; you might still plan and be able to secure care in your own home. However, without advance planning, your options for enduring the financial strain become more limited.
I am very experienced in the complicated nature of Medicaid planning, including the "look back period" through which the government can examine asset and debt transfers as far back as 5 years in determining whether you or a loved one may qualify for Medicaid benefits. The law and the means of qualification are complex, so consultation with an attorney is essential.
Contact My Office for Compassionate Care
I will help you plan ahead for the funds and resources necessary for your long term care or for elderly family members. If you have to take action right now, I can help you with last minute planning arrangements, and the Medicaid application and fair hearing process.
Contact my office today to discuss your planning needs with a compassionate and caring lawyer.